General Liability Insurance
General Liability Insurance Quote Forms
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General Liability Insurance Information
Most people are familiar with home and auto insurance, but many insurance policies apply specifically to business owners. Having comprehensive insurance coverage is essential to any business because it provides financial protection from expensive claims. One type of insurance most businesses need is general liability insurance.
What Is General Liability Insurance?
General liability insurance, also known as commercial general liability insurance, can protect you and your business from claims that your business hurt someone, damaged another person’s property or harmed someone’s reputation through libel or slander. This is just one of the many policies business owners should consider.
What Does General Liability Insurance Cover?
General liability insurance covers costly claims that can occur during business operations. General liability insurance policies include coverage for the following claims:
What Insurance Policies Should Businesses Have?
- Third-party bodily injury provides coverage if a customer is injured in your place of business.
- Third-party property damage helps pay for replacement fees or repairs if you or an employee damage someone else’s property.
- Reputational harm provides coverage if your business or an employee is sued for libel or slander.
- Advertising injury helps pay for fees related to being sued for copyright infringement.
In addition to general liability insurance, businesses may want to consider:
Quote for General Liability Insurance in South Richmond Hill, NY
- Commercial umbrella insurance
- Employment practices liability insurance
- Management liability insurance
- Commercial auto insurance
- Workers’ compensation insurance
- Commercial property insurance
- Professional liability insurance
General liability insurance costs vary from business to business depending on a variety of factors. To get an accurate quote, contact K.S. Billing & Associates. We specialize in business insurance in New York and will ensure you have the coverage you need to operate your business confidentially.