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Home > Blog > Common Taxi Insurance Questions You Should Know
WEDNESDAY, MARCH 16, 2022

Common Taxi Insurance Questions You Should Know

A taxi company needs a unique type of insurance to keep its existing and new employees safe. Company cars are allotted for employee work-use within a taxi business and should only be used by those within the company to ride or drive. There are exceptions to this rule, but it’s discretionary to your policy and company. The critical aspect of owning company vehicles is to have proper insurance coverage for them in the event of an accident. At K.S.Billing & Assoc., Inc., we’re ready to assist you with insurance to protect your taxi business.  
taxi cabs lined up
What Does Taxi Insurance Include? 
Taxi insurance is a commercial auto policy for businesses whose operations involve transporting people. Taxi insurance, which is a type of for-hire livery insurance, helps protect taxi companies, drivers and passengers. What exactly your policy includes may vary, so it’s best to talk to your agent to learn more about what’s covered under your policy. Additionally, a taxi insurance policy may have several types of requirements that allow your insurer to keep track of the use of the vehicle and adequately insure it depending on usage. Contact your K.S. Billing & Assoc., Inc. agent to learn more.  

Tips for Taxi Insurance Companies 
In addition to securing adequate taxi insurance, there are a few other things you can do to help keep your operations running smoothly. Plus, the following two tips may be able to help you keep taxi insurance premiums in check. 

  • Use vehicle logs. For insurance and tax purposes, you may be required to have your employees log all trips made in the company cars, particularly if they’re only for business use. Gas and oil changes may also be required to document depending on your policy and vehicle usage.  

  • Maintain a clean driving record. Your employees may be required to have a clean driving record in order to drive and be insured for company vehicles. Violations such as speeding tickets, reckless driving and driving under the influence can all impact the eligibility of your drivers.  

Posted 2:40 PM

Tags: taxi insurance
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NOTICE: This blog and website are made available by the publisher for educational and informational purposes only. It is not be used as a substitute for competent insurance, legal, or tax advice from a licensed professional in your state. By using this blog site you understand that there is no broker client relationship between you and the blog and website publisher.
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